zzorlando的部落格

Mild-mannered Ron Piner, CPA, is dashing and debonair as he goes about the practice of public accounting. The studious and nerd-like J.C. Minyon reads away at tax law and is forever looking to find a better way for his clients. When desperately needed, Ron Piner And J.C. Minyon become those financial super heros, "The Amazing Ron and Taxguy".

While busily working during the height of tax season madness, Ron and J.C. discuss business and tax strategies for a would be new client. Suddenly, the red phone rings and J.C. answers.

J.C.:Hello. MWIB accounting services at you service.

Excited 401K manager: (frantically). Help! There is a woman at a local auto dealership about to purchase a new vehicle by using her 401K proceeds. Oh please help noble financial warriors!

J.C.: Have no fear sir! Help is on the way. (to Ron): We must quickly get to the dealership to save this situation from happening.

Ron and J.C. quickly go and change into their respective super hero outfits.Ron steps out beautifully clad in his black tuxedo with red bow tie and cumber bun. J.C. appears with his cape and the letters TG posted on his chest. In addition, he is wearing his big nose and mustache glasses. Our heroes, The Amazing Ron and Taxguy are ready to strike. They drive several blocks in their limo driven by Bob. They arrive at the scene.

Taxguy: Wait you wicked, wicked woman. Do not sign those papers. I cannot allow you to wreck your retirement portfolio in this fashion.

Amazing Ron: I thought so Taxguy. It is the Evil Spender Woman about to engage in another reckless financial transaction.

Evil Spender Woman: You can't stop me financial "do-gooders". I want this new car and I want it right now.

Taxguy:But the cost of this transaction in tax will be tremendous. You are in a federal income tax bracket of 25%, a state income tax bracket of 8% and there will be a 10% excise tax penalty because you are not over the age of 59 and 1/2. You are going to pay 43% of the 401k's value in income tax.

Amazing Ron:Right you are Taxguy. Not only will the Evil Spender Woman have this high income tax to pay, she will have purchased an asset that will go down in value, thus ruining her chances to retire.

Evil Spender Woman: I can do what ever I want. This transaction is none of your business.

Taxguy:(ripping the papers from her hand) Reckless financial decisions are our business. We must stop you for your own good.

A fight ensues as Taxguy and the Evil Spender Woman struggle for supremacy. When the smoke clears, the papers are shredded and Taxguy reigns supreme.

Amazing Ron:Great work Taxguy! You have foiled yet another improper financial act. I wish that we didn't have to take such means to get our points across.

Taxguy:Right you are AR (nickname for The Amazing Ron). Let us away as I need to address my scrapes.

The Evil Spender Woman:You won this round menacing super heroes. By I'll be back again.

Amazing Ron:I know that what she says is true. There is always a fight somewhere with The Evil Spender Woman.